Happiness is just around the corner.
It’s true. Money can buy you happiness. It can give you that sigh of relief when you clear up your debts. It can swell your chest when you start up your own business. It can bring a smile to your lips showing off your new kitchen. Positive change happens with action, and action, these days, needs money. Using the equity of your home, we can give you a clean slate, get you on track, and send you on the path to happiness.
What you need to know
about home equity.
If you own your home, we will loan you money based on its equity. "Equity" simply means the value of your property less any amount you owe against it. For example, if your property's current value is $500,000 and you have $100,000 left on your mortgage then your "equity" value is $400,000. We can lend you a large percentage of that equity, up to hundreds of thousands of dollars, in cash, right away, based on the simple fact that you have a home in your name. Talk to us today about the opportunities available. You might be pleasantly surprised. Chances are, your property is worth more now than when you first purchased it, and the equity value is even more than you thought.
- Consolidate high cost debts into 1 low easy monthly payment (in many cases we can reduce your monthly payments by as much as 2/3rds)
- Borrow money for a home improvement project
- Finance the acquisition or provide working capital for a business
- Purchase a vehicle
- Refinance an existing mortgage at more attractive terms
- Take a dream vacation
- Receive cash for whatever reason
The WHAT IFs.
What if I have poor credit?
You own a home, that’s all that matters. We will lend you the money.What if I’m self employed and I can't verify my income or personal capital?
You own a home, that’s all that matters. We will lend you the money.What if the banks say NO?
You own a home, that’s all that matters. We will lend you the money.(See a pattern here?)
We use a common sense approach to lending. We know that property ownership represents hard work and commitment. If you have built up equity in property, then in our view, you are reliable (regardless of your credit history, age or income). We have been doing this for a long time, so we know what to look for. We have direct access to private capital across Canada. Forget about the banks, we’ll approve you.
Our Lending Process.
Our lending process is straightforward and fast.
Give us a call, to talk to one of our friendly loan specialists. Alternatively, apply online.
Take a few minutes to fill out an application form with the help of our lending specialists.
Within 24 hours (in most cases the same day), we can approve your application and provide you with a no obligation quote.
Our loan specialists are approachable, discreet and focused on getting you the loan you need with the payment you want. It's that easy.
